Medicare Part A (Hospital Insurance):

Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. It's a fundamental component of Medicare, typically available without a monthly premium if you or your spouse paid Medicare taxes while working.

Medicare Part B (Medical Insurance):

Part B covers outpatient care, doctor services, preventive services, and medical supplies. It's essential for routine medical care and preventive services, including annual wellness visits and various screenings. Part B requires a monthly premium, which varies based on income.

Medicare Part C (Medicare Advantage Plans):

Medicare Advantage Plans, or Part C, are offered by private insurance companies approved by Medicare. These plans combine Part A and Part B and often include Part D (prescription drug coverage). They may offer additional benefits like dental, vision, and hearing coverage and usually involve a network of healthcare providers.

Medicare Part D (Prescription Drug Coverage):

Part D plans add prescription drug coverage to Original Medicare and are offered by Medicare-approved private insurers. These plans help cover the cost of prescription drugs and can vary in cost and drug coverage. It's important to choose a plan that covers your medications and meets your budget.